Best Travel Credit Cards

get those points sis.

Traveling can get expensive, but with the right credit card, you can earn points, enjoy perks, and avoid extra fees while exploring the world. Whether you’re a beginner or a seasoned traveler, here are some of the best travel credit cards to consider:

Beginner-Friendly Cards (No Annual Fee) 💳

If you’re new to travel credit cards, these options are a great starting point:

1. Chase Freedom Unlimited®
   • No annual fee
   • 3% cash back on dining and drugstores
   • 1.5% cash back on all other purchases
   • Intro APR period for new purchases
2. Capital One Quicksilver®
   • No annual fee
   • 1.5% cash back on all purchases
   • No foreign transaction fees

Mid-Tier Cards (Low Annual Fee + Great Perks) 🏅

For frequent travelers looking for solid perks without spending too much on fees:

1. Chase Sapphire Preferred®
   • $95 annual fee
   • 2x points on travel and dining
   • Flexible point transfers to airline and hotel partners
   • Great travel insurance coverage
2. Capital One Venture Rewards®
   • $95 annual fee
   • 2x miles on every purchase
   • $100 credit for Global Entry/TSA PreCheck

Premium Cards (High Annual Fee but Luxe Perks) ✨

If you’re a frequent traveler and willing to pay more for premium benefits:

1. The Platinum Card® from American Express
   • $695 annual fee
   • 5x points on flights booked directly with airlines
   • Access to Centurion Lounges, Priority Pass lounges, and more
   • $200 airline fee credit + Uber credits + hotel perks
2. Chase Sapphire Reserve®
   • $550 annual fee
   • 3x points on travel and dining
   • $300 annual travel credit
   • Priority Pass lounge access and excellent travel insurance

Best Cards for Students 🎓

If you’re still building credit but want to earn travel rewards:

1. Discover it® Student Cash Back
   • No annual fee
   • 5% cash back on rotating categories
   • Matches all your cash back for the first year
2. Journey Student Rewards from Capital One®
   • No annual fee
   • 1% cash back on all purchases (1.25% if you pay on time)
   • No foreign transaction fees

Pro Tips for Choosing the Best Travel Card

✅ Pick a card with no foreign transaction fees to avoid paying extra abroad.
✅ Choose one that earns bonus points on travel and dining, since these are major expenses while traveling.
✅ Consider cards with lounge access or travel insurance for added comfort and security.
✅ Don’t forget to check for welcome bonuses — some cards offer points worth hundreds of dollars in travel value just for meeting spending requirements early on.

No matter what kind of traveler you are, a solid travel credit card can make exploring new places easier, cheaper, and way more rewarding! ✈️